Credit Card Processing and options
Accept all types of credit and debit cards from your customers. Services are available for all business types, Retail, Phone Order, Mobile, and Online / Ecommerce.
Interchange +
Interchange fee (set by Visa/Mastercard/etc.)
This goes to the customer’s bank (the one that issued their card).
It varies depending on the card type (e.g., debit vs. rewards credit card)
it’s fixed by the card networks.
Plus (the processor’s markup)
Flat Rate
Flat Rate means you pay one simple, fixed fee for every credit or debit card transaction — no matter what type of card your customer uses.
Cash Discounting / Dual Pricing / Surcharge
Cash discounting means customers pay less when they pay with cash.
You display a regular price (for cards) and a discounted price for cash.
You display a regular price (for cards) and a discounted price for cash.
Surcharging adds a small fee when customers choose to pay with a credit card.
It passes on the card processing cost to the customer instead of the business.
It passes on the card processing cost to the customer instead of the business.
Dual pricing simply shows two prices side by side — one for cash and one for cards.
Customers choose how they want to pay and see the cost difference upfront.
Customers choose how they want to pay and see the cost difference upfront.
Electronic Check Services
Accept checks electronically. Boost your sales with paper check conversion, online echeck acceptance and ACH bank drafting.
Credit Card Processing Equipment
Customers can get near-wholesale prices on credit card terminals, PINpads, wireless equipment, check scanners, and supplies.
